Medicare

New to Medicare? We are here to help

We offer specialized care for individuals 65 and older. Discover Medicare advantage plans that connect you to our experienced doctors.

Fill out a form or attend an event to have a licensed agent contact you

Understanding each part of Medicare

There is no monthly premium if you or your spouse pays Medicare taxes while working. Monthly premiums for Part A only applies to those who did not meet the 40-quarter requirement.

Coverage
  • Inpatient hospital care
  • Home Health care
  • Skilled nursing facility
  • Surgery
  • Lab tests
  • Hospice

There is no extra cost usually when you enroll in this plan with a healthcare company. You'll enjoy benefits from both Part A and B, a drug plan, and some extra benefits depending on the plan.

Coverage
  • Everything from Hospital and Doctor's Visits parts of Medicare
  • Extra benefits like dental and vision

There is a monthly premium depending on your income level, and it will be deducted directly from the beneficiary's social security check.

Coverage
  • Doctor's visits
  • Durable medical equipment
  • Preventative services
  • Outpatient care

There is a monthly premium depending on your plan. Penalty may apply if the beneficiary doesn't enroll a drug plan when applying for Medicare.

Coverage
  • Prescription Drug

Medicare Enrollment Process

Step 1

  • Enroll in Part A (Hospital) and Part B (Doctor’s Visits) of Medicare. Visit Medicare.gov for more information.
  • Part A and B only cover 80% of the medical cost. After joining Part A and Part B, one still needs to purchase Part C and Part D through a licensed agent.

Step 2

  • Enroll in Medicare Advantage (Part C) or Prescription Drug Plan (Part D) plus Medicare Supplement.
  • There are two types in Medicare Advantage Plan (Part C):
    • PPO: Medical cost will be taken care of by the insurance company and original Medicare.
    • HMO: The insurance company and independent practice association or medical group (e.g. Allied Pacific IPA) have shared responsibility for your medical cost.

Allied Pacific and Medicare Advantage (HMO)

When you choose a Medicare Advantage (HMO) plan, Allied Pacific IPA is your best option in providing quality healthcare to you. We are here for you, every step of the way.

  • Accessibility  – We have an extensive network of healthcare professionals providing comprehensive care.
  • Diversity  – We are a culturally aligned care team, committed to embracing diverse cultures with compassion and understanding.
  • Excellence – We strive for the highest quality in patient care.
  • Collaboration – We work as a team with our physicians, localized clinics, and ancillary providers, bringing a full spectrum of care to our patients.
  • Innovation – We embrace new ideas and technologies to enhance patient care and outcomes.

Medicare FAQ

Who is eligible for Medicare?

Medicare is the federal health insurance program for:

  • People who are 65 or older
  • Certain younger people with disabilities
  • People with End-Stage Renal Disease

When can I enroll in Medicare?

You can enroll during Initial Enrollment Period or Annual Enrollment Period:

  • Initial Enrollment Period: starts 3 months before your 65th birthday and ends 3 months after (7 months in total).
  • Annual Enrollment Period: Oct 15-Dec 7 every year. You can add, change, or cancel your plan during this period each year.

What is the next step after I enroll in Medicare(Part A and B)?

Fill out a form and we will assign you a licensed insurance agent to talk about your best options.